Why Reconciliation Is Still Manual
Somewhere in every fintech, a spreadsheet is load-bearing.
By Maya Okonkwo

Ask a finance team how the month closes and you will eventually reach a file on someone’s laptop. It is not incompetence. It is the residue of every system that never quite agreed with another.
Automation handles the ninety-five percent that matches. The job has always been the other five.
The firms that fixed it did not buy a tool. They made one team own the break, end to end, and gave them the authority to change the systems that caused it.