Programmable Money
Stablecoins, tokenized treasuries, and what happens when settlement becomes a software primitive.
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In this issue
Stablecoins Grew Up
Tomas AlvarezFrom speculative plumbing to a settlement layer with real volume and real supervision.
Tokenized Treasuries and the Boring Revolution
Lena VogelThe most consequential on-chain product looks exactly like a money market fund.
What MiCA Actually Changed
Nadia FaroukA reading of the regime by someone who had to implement it.
Settlement in Seconds, Disputes in Weeks
Omar HaddadFinality is a feature until a customer wants their money back.
The Custody Question
Hannah ColeKeys are bearer instruments, and bearer instruments get stolen.
Interview: A Treasurer Who Moved On-Chain
Priya MenonHe runs cash for a mid-sized exporter. He did not do it for the technology.
Stablecoin Rails for Cross-Border Payroll
Ravi IyerPaying contractors in fourteen countries, and the compliance work underneath.
Smart Contracts Are Just Software, and That’s the Problem
Devin RaoImmutable deployment is a guarantee in both directions.
CBDCs: Three Years of Pilots, One Real Lesson
Sarah LindqvistThe technology worked everywhere. Adoption is a different department.
Who Pays for the Bridge?
Maya OkonkwoInteroperability has a cost, and it has mostly been paid in losses.