All Articles
Long-form reporting, essays, and ideas — the complete collection, newest first.
Artificial IntelligenceVector Search Meets the Transaction Ledger
Semantic retrieval over financial records is useful, and quietly dangerous.
Ravi Iyer|6 April, 2026
Artificial IntelligenceCustomer Support Was the Easy Part
Deflection rates went up. Then the hard conversations were all that was left.
Omar Haddad|4 April, 2026
InterviewInterview: Building an AI Risk Function from Scratch
She was employee one. Eighteen months later the function has thirty people.
Priya Menon|2 April, 2026
Artificial IntelligenceFraud Models That Explain Themselves
A decline you cannot justify is a customer you are about to lose.
Hannah Cole|31 March, 2026
Artificial IntelligenceSynthetic Data and the Model Risk Committee
How do you validate a model trained on data that never happened?
Sarah Lindqvist|29 March, 2026
Artificial IntelligenceThe Compliance Copilot
The most boring AI use case in finance is also the most profitable.
Nadia Farouk|27 March, 2026
Artificial IntelligenceWhat an LLM Can and Cannot Do in a Bank
A practical boundary, drawn from two years of deployments.
Devin Rao|25 March, 2026
Artificial IntelligenceUnderwriting After the Language Model
Credit decisions are being made on documents no human will ever read.
Lena Vogel|23 March, 2026
Security & FraudFraud at the Speed of Instant
Irreversible payments changed the attacker’s economics overnight.
Hannah Cole|10 January, 2026
RegulationOpen Banking’s Awkward Adolescence
Mandated APIs arrived. The products took much longer.
Tomas Alvarez|8 January, 2026
InterviewA Conversation with a Payments Architect
Twenty years of moving money, told over a very long coffee.
Nadia Farouk|6 January, 2026
InfrastructureWhy Reconciliation Is Still Manual
Somewhere in every fintech, a spreadsheet is load-bearing.
Maya Okonkwo|4 January, 2026